Our Services

Insurance

• Life Insurance

Term, Universal, Variable Universal, Whole Life; Individual, Group; Survivor and Joint Life Plans

• Disability Income

Individual and Group Income Protection

• Long Term Care

Nursing Home, Custodial Care, Home Care Benefits

• Health Insurance

Individual or Group; Health Savings Accounts; 
Partial or Fully Self-Funded Corporate Plans

Investments

• Annuities

Immediate, Deferred; Fixed, Flexible, 
Variable and Indexed Annuities; 

• IRA Plans

Traditional IRA; SEP IRA; Roth IRA; 
IRA Alternatives; Distribution Planning

• Pension Plans

Traditional and Roth 401K, Individual 401K; Profit Sharing; 412(i) Fully Insured Defined Benefit Plans

• Mutual Funds

Load, Low Load, No Load Shares; Wrap programs

Business and Estate Planning

• Estate Planning

Conservation-Preservation of Assets; 
Products for Wills and Trusts; Funding for Estate Taxes

• Business Planning

Buy/Sell Programs; Life and Disability Buyouts; 
Deferred Compensation; Executive Bonus Plans; 
Key-man Protection; Succession Planning

• Golden Handcuffs

Tax Preferred Benefit Plans to 
Recruit, Retain, Reward Select Key Employees

• Executive Benefits

Life; Health; Disability; Long Term Care; 
Qualified Sick Pay Plans; Retirement Planning

• Fee Based Planning

Individually tailored to each business or individual.

Insurance

• Life Insurance

Term, Universal, Variable Universal, Whole Life; Individual, Group; Survivor and Joint Life Plans

• Disability Income

Individual and Group Income Protection

• Long Term Care

Nursing Home, Custodial Care, Home Care Benefits

• Health Insurance

Individual or Group; Health Savings Accounts; 
Partial or Fully Self-Funded Corporate Plans

Investments

• Annuities

Immediate, Deferred; Fixed, Flexible, 
Variable and Indexed Annuities; CDs

• IRA Plans

Traditional IRA; SEP IRA; Roth IRA; 
IRA Alternatives; Distribution Planning

• Pension Plans

Traditional and Roth 401K, Individual 401K; Profit Sharing; 412(i) Fully Insured Defined Benefit Plans

• Mutual Funds

Load, Low Load, No Load Shares; Wrap programs

Business and Estate Planning

• Estate Planning

Conservation-Preservation of Assets; 
Establishing Wills and Trusts; Funding for Estate Taxes

• Business Planning

Buy/Sell Programs; Life and Disability Buyouts; 
Deferred Compensation; Executive Bonus Plans; 
Key-man Protection; Succession Planning

• Golden Handcuffs

Tax Preferred Benefit Plans to 
Recruit, Retain, Reward Select Key Employees

• Executive Benefits

Life; Health; Disability; Long Term Care; 
Qualified Sick Pay Plans; Retirement Planning

• Fee Based Planning

Individually tailored to each business or individual.